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Inspired Fredericksburg Real Estate Advice 877-996-0099.

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About Dennis Kusenberger
Welcome > Agent Info > About Dennis Kusenberger ...

I grew up on a small family farm east of Fredericksburg. After high school, I attended Texas Tech University in Lubbock where I was an animal science major.

When I returned to Fredericksburg I continued my farming and ranching activities, eventually finding my way into commercial construction.

My interest in real estate began in those years after college as some opportunities came along to do some real estate developing, both residential and commercial. In 1997, I was offered the opportunity to acquire my real estate license.
I turned down that initial offer, but with a little persuasion, decided I would get the license and work in real estate on a "part-time basis".  It only took about three weeks to figure out this is a full time career  involving a lot of work - the "full time" kind of work - if I was to be successful in this field.

Luckily, I am not afraid of hard work.

Today I am the owner and broker of RE/MAX Town & Country, which is consistently high in production rankings. In 2005 I was its number one ranked agent. Furthermore, I am ranked ninth out of 5,388 RE/MAX individual agents in all of Texas! It seems I made the right choice. It’s been an exciting and rewarding career. I love my work and find great satisfaction in getting to know my clients and helping them find the right home.


 

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Real Estate Tips
Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Real Estate Trivia
Q 
What is a Balloon Mortgage?

A 
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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Dennis Kusenberger, REALTOR®, real estate agent and broker for Fredericksburg Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Dennis Kusenberger
RE/MAX Town and Country

116 E. Austin
Fredericksburg, TX. 78624
Phone: 830-990-8708
877-996-0099
Fax: 830-990-8906
Mobile:: 830-456-6327
Email: dennis@kusey.com


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